Adam Sieff, Staff Writer
Ideology: Liberal | Writing from: Columbia University
“If it is re-election that gives Congress trepidation, know this: there is a whole generation of Americans, my generation, whose votes transcend ideology, party lines, talking points and soundbites. It is a generation that simply sees problems and finds solutions. Failure to solve this problem now will betray us all, and we will remember every November for a very long time.”
There is an urgent need to pass health insurance reform this year in order to bring stability and improved care to all Americans, including young adults. With over 30 million Americans uninsured, an even larger number under-insured, and healthcare costs consuming more than 17 percent of GDP and rising, we have not only a moral obligation to reform our current system, but a dire fiscal incentive as well.
To the great surprise of many voters, young people are actually the largest demographic affected by our current health insurance system. According to the Kaiser Family Foundation, 30 percent of 19-24 year olds are uninsured—the single largest demographic without coverage. Many of us are too old to be covered by our parents’ plans, not yet employed by a firm that offers health insurance, or simply unable to afford quality private insurance at this point in our careers. Indeed, though we may not always admit it, we are not invincible. We get sick just like the rest of America, and increased access to preventative care for today’s youth will help to avoid serious illnesses for tomorrow’s workforce.
Young people are also the ones bound to inherit the mound of public debt generated by the current flawed system. Maintaining the status quo is not only irresponsible, but it is indeed unsustainable. In just the next ten years, the median cost for health coverage is set to double for individual subscribers. Contrary to what has been said by those seeking to poison and destroy reform at all costs, reform today will in fact save money for America’s youth, in addition to saving and improving the quality of our lives.
As President Obama stated in his address to the joint session of Congress, health insurance reform will build on what works in our health care system to improve it. It will fix what is broken, and ensure stable costs, choices and quality care. Members of Congress must not allow political gamesmanship to interfere once again with what is indeed the “greatest unfinished business of our society.”
For even if it is re-election that gives them trepidation, know this: there is a whole generation of Americans, my generation, whose votes transcend ideology, party lines, talking points and soundbites. It is a generation that simply sees problems and finds solutions. We may not be the Greatest Generation, but we just might be the most pragmatic. Failure to solve this problem now will betray us all, and we will remember every November for a very long time.
Most importantly, failing to solve this problem now will cost all Americans more blood and treasure in the years to come. Last month, a 22-year-old from Oxford, Ohio, died from swine flu because she could not afford insurance. The woman, Kimberly Young, had recently graduated from Miami University and was living in Oxford, Ohio (Minority Leader John Boehner’s congressional district). According to the Dayton Daily News, Young initially put off treatment because she was uninsured. Her conditioned worsened until she finally lost her fight. As we march onward into winter, I fear we will hear more stories like this one.
The decision to guarantee the vibrancy of America’s future has been deferred for far too long. A plan has now been laid out, and it is time for Congress to act or face the consequences.

Dear Adam:
I’m told by your piece, twice, that your generation transcends ideology. That’s new. I ‘m also told, also twice, they you(r generation) see problems and find solutions. Show me one.
The iPhone? Jobs is my age, and half dead already.
Your piece simply declares “Many of us are…simply unable to afford…” Yet I see your generation spending lavishly for mohitos, those very iPhones that make the social life possible, and the other contrivances of modern life, as if they are necessities instead of luxuries. If fact, I don’t see that your generation has a good handle on the priorities that go with parsing what’s really important from what is less and what is not.
How is “simply unable to afford” any different than any other group who’s lined up to the federal trough to get somethin’ fer nuthin’? If ya wanna be insured and it costs a lot, pay it. Don’t force me to. And don’t put a costly federalized health system between you and me, cause then it’ll cost even more and more and…
Where’d tort reform and portability across state lines go? I bet that bill would run, ooohh, maybe 2, 3 pages. Instead of 1990 and climbing.
This is Congress and the Democrats at their domestic worst.
O&D,
While I am not a proponent of socialized health care in any form due to constitutional concerns, I think it is very unfair to say that young America can afford health care but chooses not to pay for it.
I am 19 years old, I attend college entirely on financial aid, and my family fell below the poverty line last year. I work in order to be able to pay for food and day-to-day costs. I am an uninsured American. Don’t tell me about not having priorities because I choose to eat instead of buy health insurance. Don’t tell me about not having priorities because I pay $30 a month for a phone in order to be able to do my job. I’d write it off on my taxes, but I don’t make enough to pay those. Before you write me off as an exception, I warn you that I am not. I go to school and work with others in situations just like myself. Yes, there are rich and wasteful people all around me, but most of them have health insurance. Those of us who do not do so live on a budget. We look at our three-year-old tennis shoes falling apart and wonder whether a new pair of shoes before winter is worth eating one less meal a day. When we decide to splurge on a going out to eat, we go to Baja Fresh. We constantly stay aware of what we will do if we lose our jobs or financial aid and the ruin we will be it.
Just because the kids you see on MTV spend money like there is no tomorrow does not mean we are all reckless and careless with our money and have no priorities. I would go so far as to say that if that is your image of young America, then it is you who are wildly out of touch with the world.
As to tort reform, how do you see a massive overhaul of the legal system as only needing a couple pages. That process, whether a good idea or not, will be more convoluted and confusing to the average American than the current bill pending in Congress.
*Two typos:
“situations like myself.” should be “situations like my own.”
“the ruin we will be it.” should be “the ruin we will be in.”
Colin:
The financial pressures you and others are under seem to me to be a reason to lean conservative. Because when and if, through your own thrift and industry, your ship comes in, you get to keep the ship. And what’s in it. How will you feel if, however, your ship comes in, and if you live in New Jersey, 65% of what’s in the ship goes to Corzine and Hope & Change?
Tort reform bill– Simple, small words: Loser pays legal fees. Life, max $2 M. Injury, max $500 K.
Insurance reform short, too. Insurance companies can sell insurance in any of the 50 states.
I know, I know. There are 1 million lobbyists, and trouble in getting there. We need a new attitude. Why write new laws when we can repeal old ones?
The complications imagined in doing something simple might be somebody runnin’ game on it.
Somebody needs to come up with something on the order of…”Mr. Gorbachev, tear down that wall!”
If you’re not a proponent of socialized medicine on constitutional grounds, how can you be in favor of affirmative action or hate crimes on constitutional grounds?(We’ve kicked that gong around, I know, but really–what’s wrong with SOCIALIZED medicine?)
Tort reform is not that simple. On an earlier post, I discussed a scenario of a high school teacher I had whose botched operation left her unable to walk more than a short distance without getting winded. Her quality of life has decreased vastly and it is irreparable. $500,000 is insufficient.
I don’t really know where you’re coming up with the idea that I support increased taxes. I tend to fall center-right on many economic issues.
As long as laws forbid the purchase of insurance across state lines, health insurance is not an issue of interstate commerce. Based on that, Congress has no authority to intervene in the industry.
As to the other issues you raise, I’ve defended my position on hate crimes in other posts and I’m not going to change the topic of this one. I oppose affirmative action on constitutional grounds as well, regardless of my sentiments on the unfair life minorities in America face. That, too, is discussed in other posts on this site.
Dear Coljn:
But what’s unconstitutional about socialized medicine?
As long as laws forbid the purchase of insurance across state lines, health insurance is not an issue of interstate commerce. Based on that, Congress has no authority to intervene in the industry.
States are welcome to set up systems of their own. A national socialized medicine system cannot exist because there is no power given to the government to create such a system.
Furthermore, if they do set up the system, health care will cease to be an industry and therefore cannot qualify as commerce, and the system would also not be constitutional on that basis.
All parties agree that the health industry status quo is the worst option. 17% of our economy (more yearly) for health care which ranks about #20 (worse yearly) in quality among nations, almost all of whom pay less for better results. Must we fall further behind our industrialized competitors?
This nation, once the unquestioned leader in productivity, equality, and compassion, is developing an increasingly third world class system in which one class may be obsessed with the fancy gadgets in their “ships”, while the other decides whether to spend their last $20 for medicine or protein, warm shoes or warm beans. The great American middle, once the envy of the world, is shrinking monthly, and health cost is a major factor.
Of course insurance is interstate commerce. Why else has Congress granted it an antitrust exemption? Why else do United and Anthem sell to most of the country and employers of interstate workforces, and contribute millions to federal candidates?
Tort reform does help. About 25 years ago California capped pain and suffering damages from medical malpractice suits at $250,000. Doctors’ premiums plummeted. The cap remains 250.
Today’s mature people were the first generation for whom most infections were not fatal and cancer or cardiac diagnoses were not death sentences. Americans are guaranteed clean water, police and environmental protection, national parks, old age benefits, fire departments, libraries, and food stamps. None of this was written into the 1789 constitution, but the nation matured with the times, technology, and exploding populations. The time for health guarantees is now.
Dear Casey: So you like caps, and you’ll free ins. co’s. Why couldn’t we just start there and see how it went? Reform Medicare–the gov”ts “weenie in the soup”– and then see if the rest of the crap, like death panels, abortion protection, “public(crappy)option” etc. is necessary afterward.
The middle class is not dying, that’s propoganda from the sociologists and universities: how do you know it’s not? 1/3 of the population of Mexico has snuck across the border in 30 years to become 10 % of us, part of our underclass: why would they do that to grab a piece of the American dream if it sucks? To get the free stuff you wanna give ‘em? Maybe. Or maybe it really is better here.
And if our health care system blows so bad, why do Canadians come here when they’re really sick, to get the scans, the surgeries, the stuff that matters? Our system doesn’t blow, it’s the stuff Uncle Sam has screwed with that blows, and that should be fixed before the system if declared junk, and you let Pelosi fix it.
The lady’s got a two figure IQ. She’s no leader, she’s an embarrassment. She’s a tool of the party, not a leader of it, like city council members. And she’s the age of yer grandmother! New ideas? From her? That’s preposterous.The time for health guarantees is when some people who’s judgement you trust are in place. These people are freaks of abnormality. Harry Ried? clown. Nancy Pelosi? well, look at her. Chuck Schumer?(student council president bearing) Steny Heuer? Sen. Leahy. Come on now.
Let’s take some time off major reform bandwagon; send them back to do something harmless for a while, like welfare reform…again.